This report presents a mobile application designed to help users efficiently settle multiple debts among friends and family members. The main problem that the application addresses is the difficulty of tracking and settling debts among peers. The app uses a debt minimization algorithm, which calculates the optimal repayment strategy by minimizing the number of transfers and the total amount transferred. This helps users to save time and money by reducing the number of transactions required to settle their debts. Additionally, the app allows users to create and join groups, which makes it easy to keep track of debts among a group of people, add transactions, and view recommendations for settlements, making it easy to see the status of their debts and make payments. The app is user-friendly and compatible with a range of devices and platforms, including both Android and iOS. The application has a clean and simple interface, which makes it easy to navigate and understand. Overall, the project aims to provide a convenient and reliable tool for managing debts and payments, helping users to easily track and settle their debts with friends and family members. In summary, this report describes a mobile application that utilizes a debt minimization algorithm to help users efficiently settle their debts with friends and family members. The app provides a user-friendly and convenient platform for managing debts and payments, and its unique features, such as group functionality and cross-platform compatibility, make it stand out from other debt management apps on the market. The application aims to make the process of settling debts more efficient and easier to manage, giving users better control over their financial situation.